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E-Channels

  • Online Banking
  • Cards
  • ATM
  • Other Services

Online Banking

  • Customer needs to fill out Application Form
  • Internet Banking: https://ibank.accessbankgambia.com
  • Keeps customers updated on the status of their account

No charge

Cards

ACCESS BANK VISA INTERNATIONAL CREDIT CARD

Features

  • This is a Dollar based Credit Card which is globally accepted on over 29 million merchant locations, over 2 million ATMs worldwide &in more than 220 countries.
  •   Minimum limit of $500
  • Can be used to make payments at: Automated Teller Machines (ATM)

Point of Sale terminals (POS)

Types

  •   Classic          $40.00 Joining Fee
  •   Gold               $75.00 Joining Fee
  •   Platinum       $100.00 Joining Fee

     

ACCESS BANK VISA CLASSIC DEBIT CARD

This is a the Classic Visa Debit Card linked to an Individual/Corporate Dalasi account which is designed to provide account holders with access to cash directly from their accounts anytime they need it.

Features

  • It can be used for cash withdrawals .
  • Purchase of goods and services using POS terminals and the Internet.
  • Customers can print out mini statements.
  • International transactions are permitted while overseas.
  • Useable on over 2 Million ATMs in over 200 countries worldwide.
  • GMD 500 + VAT Flat Joining Fee
  • GMD 3 (On-Us), GMD 60 (Other local banks) & GMD 100 (Online & Intl)

 

ACCESS BANK VISA CREDIT & DEBIT CARDS

Benefits

  • Secure, Convenient, simple/easy to use
  • Instant cash round the clock
  • Customers can use their cards globally to get access to funds in their accounts
  • Safety for customer as against carrying large amounts of cash around
  • Useable on Visa-enabled ATMs, POS’ and Websites.
  • Safety and security of transaction due to chip & pin technology.

ATM

AUTOMATED TELLER MACHINES (ATMS)

An Automated Teller Machine (ATM) allows customers to make withdrawals using a Debit/Credit card.

Target Market profile:

 All account holders and non-account holders of the bank.

Features

  • Standard Access Bank ATM Card, GamSwitch, Visa, Discover & China Union Pay
  • PIN Change
  • Mini Statement
  • Location: Banjul, Brusubi, Westfield, Head Office, and The Village Shopping Plaza

 

Other Services

SWIFT TRANSFERS

  • Secure, Convenient, simple/easy to use.
  • Transfer of USD, EUR or GBP to other banks.
  • The recipient’s Name, Account Number, SWIFT Code, Bank’s Name and Address are required.
  • Safety for customer as against travelling with large amounts of cash.
  • GMD 850 + VAT Flat Fee

 

REAL TIME GROSS SETTLEMENT (RTGS)

  • Secure, Convenient, simple/easy to use
  • Direct Credit for amounts over GMD 100,000
  • Only GMD transfers are possible
  • The recipient’s name, account number, BBAN and bank’s name are required.
  • Safety for customer as against carrying large amounts of cash around
  • GMD 100 flat fee + VAT

 

AUTOMATED CLEARING HOUSE (ACH)

Requirements

  • Cheque needs to be printed with Magnetic Ink
  • Account Number, BBAN, Signature and Amount need to be clearly visible
  • Values under GMD 100,000 (One Hundred Thousand Dalasis Only)

Benefits

  • Secure, Convenient, simple/easy to use
    • Next-day value for Other Banks’ cheques on cheques scanned before 2:30 PM

 

CASH COLLECTION

  • Secure, Convenient, simple/easy to use
  • Can be scheduled/impromptu
  • Recommended for MSEs & Corporates
  • D200,000 and above
  • Coordinated by Operations
  • No charges